Alep FaraidIstishari Islamic Services
Alep FaraidIstishari Islamic Services
Use the free calculator below to estimate who may inherit from you and their respective Faraid shares. Then understand how those shares may actually apply to your property, CPF, insurance, nominations and other assets.
Select the family members who would survive you to get an estimated Faraid distribution according to the Shafi'i mazhab.
Based on Mazhab Shafi'iTick who survives, and set the number where relevant. Automatic hijab (blocking) rules are applied for you.
This is calculated according to Mazhab Shafi'i, using fixed Quranic shares (fard), residuary (asabah) rules, and 'awl (proportional reduction) where shares exceed the estate. In Singapore there is no radd — any portion not allocated under faraid passes to Baitulmal, rather than being returned to the heirs. Hijab (blocking) rules between heirs are applied automatically as you enter your family.
But will everything you own actually be distributed this way?
Not necessarily. Your property ownership, CPF and insurance nominations, jointly owned assets, existing arrangements and family circumstances may affect what actually forms part of your estate and how different assets are distributed.
Faraid gives you the shares.
Inheritance planning helps you understand how those shares apply to what you actually own.
Initial consultation is free.
Your initial consultation is free. We can look at your family, assets, existing nominations and documents, and what you are actually trying to achieve.
The objective is simple: understand what already works, what may require attention, and what actually applies to your family.
There is no obligation to proceed.
4.9 ★ on Google
43 Reviews and Counting
"Mr Alif from Istishari walked us through the entire process from understanding Faraid to setting up a proper Will without making it feel overwhelming or complicated. He made sure we actually understood the why behind each element, not just what to sign. What stood out was that he never rushed us. Mr Alif knows his stuff, explains it well, and genuinely makes sure you leave with clarity. Highly recommend. 10/10."
"I initially reached out to Ustaz Alep because I wanted to review my existing will and ensure that everything was in accordance with Islamic principles. Our Zoom session was informative and reassuring. Ustaz Alep explained the differences between Faraid and Hibah clearly, using practical examples that made the concepts much easier to understand. The will he prepared was thorough, well-structured, and thoughtfully put together — that level of detail gave me confidence that my loved ones will know what to do when the time comes."
"I had been searching for someone trustworthy to guide me in writing my will, and I finally found that in Ustaz Alep Faraid. During our appointment he explained everything patiently and made the process simple and reassuring. Thanks to his guidance, I now have peace of mind knowing my estate is well-planned for my loved ones."
Assalamualaikum, I'm Alep.
I'm an Islamic inheritance planner and founder of Istishari Islamic Services, helping Muslim families in Singapore understand what actually happens to their assets when they pass away — and what they can do about it while they're still around.
My approach is not simply:
"Do you have an Islamic Will?"
Because a Will is only one part of inheritance planning.
I look at your family structure, Faraid heirs, assets, property ownership, CPF and insurance nominations, existing documents and, most importantly, what you actually want to achieve for your family.
Understand your situation first. Then plan accordingly.
Imagine your calculation shows:
Does that automatically mean 12.5% of everything you own goes to your wife?
Not necessarily.
You may also have a jointly owned property, CPF nominations, insurance nominations, joint bank accounts, investments, assets overseas, or an existing Will or Hibah arrangement. Different assets may be affected by different ownership structures, nominations and arrangements.
How a property is owned matters. Joint tenancy and tenancy-in-common can have very different inheritance consequences.
A valid CPF nomination affects how CPF savings are distributed after your passing.
The treatment of insurance proceeds may depend on the type of nomination and policy arrangement.
How jointly owned assets are treated may depend on the ownership structure, beneficial ownership, intention and other circumstances.
Assets outside Singapore may be subject to the laws and procedures of another jurisdiction.
An existing Will, Hibah, nomination or other arrangement may affect how your overall inheritance plan works.
So the important question is not only "What are my Faraid shares?" It is also:
"Which of my assets will actually be distributed according to those shares?"
That is where inheritance planning begins.
Who are your potential Faraid heirs? Are there young children, elderly parents, stepchildren, adopted children or other family circumstances to consider?
Property, CPF, bank accounts, insurance, investments, business interests, overseas assets and other belongings.
Will, CPF and insurance nominations, joint ownership, Hibah, and other documents — including any LPA you have in place for your lifetime (separate from what happens after passing).
Who are you concerned about? Who should manage your children's inheritance? Who should handle your affairs? What are you actually hoping to achieve?
We understand the whole picture before deciding what planning may actually be appropriate.
Not everyone needs everything below. Depending on your circumstances, your plan may include:
Documenting your wishes and appointing the relevant persons.
Understanding your potential heirs and estimated shares.
Mapping your family, assets and how each may be dealt with.
A clearer picture of what you own, for your executor and family.
Additional guidance and context on your intentions.
Helping you decide who takes on these responsibilities.
Understanding how nominations fit your objectives.
Considering whether a hibah arrangement is suitable.
Who manages their inheritance, and how.
The practical steps your executor may need to take.
Your plan should be based on your actual family, assets and intentions — not a standard package given to everyone.
Yes. The initial consultation is free, with no obligation to proceed with further planning.
Yes. We can review your existing Will together with your assets, nominations, family circumstances and intentions to understand whether the overall arrangement still achieves what you intended.
Faraid determines the entitlement of eligible heirs to assets forming part of the estate. An Islamic Will can serve other purposes, such as appointing an executor, documenting permitted bequests and leaving appropriate instructions for the administration of your estate. Whether you need one depends on your circumstances.
Assets that form part of your estate will still need to be administered and distributed according to the applicable inheritance rules. Without clear appointments, nominations, records and instructions, however, your family may face greater uncertainty and administrative difficulty after your passing.
Not necessarily. The treatment of an asset may depend on its ownership structure, nominations, contractual arrangements and other circumstances.
Yes. Consultations are available over Zoom, through home visits or other in-person arrangements.
Alep is an ARS Certified Quran Teacher, Associate Estate Planning Practitioner (AEPP), LSBA Certified Professional Islamic Estate Planner, has completed the LSBA Masterclass in Islamic Will Writing, and is a member of the Asia Estate Planning Association. He is also currently pursuing a Bachelor's Degree in Islamic Studies.
No. It is an educational calculator intended to provide an initial estimate. Actual entitlement may depend on the complete family circumstances and other relevant factors.
You may not be able to control when you leave. But you can leave greater clarity behind.
Who should handle your affairs?
What assets do you have?
Who may inherit?
What arrangements have already been made?
And will your family know what to do when the time comes?
Start by understanding your own situation.